Representing providers of Finance
who support Business Growth
and Employment in Ireland

About IFP Ireland

The Independent Finance Providers Ireland (IFPI) is a group that was established to promote and represent providers of finance to Irish businesses that are not already part of the domestic banking industry. IFPI members all have a presence in Ireland and are currently operating in the market.

The sectors and firms that IFPI represent are wide ranging, allowing Irish businesses to reference a single destination to research their financing needs.

The types of finance that IFPI members can offer include:

  • Leasing & Finance
  • Trade Finance
  • Invoice Finance
  • Invoice Trading
  • Term Lending
  • Equity

IFPI are confident that our members can offer a solution to most Irish business financing requirements

Members

Leasing & Finance

Grenke

The GRENKE Group is independent of vendors and banks and holds a leading market position in Europe in the field of small-ticket IT leasing for products such as laptops, copiers, printers, software and much more. The GRENKE Group operates in 29 countries and has been present in Ireland for more than 10 years. Leasing remains our core business. We know what is important to SME's; personal advice and assistance, tailor-made financing and simple, easy to understand paperwork. With regional offices local to you, when it comes to leasing – we are committed to supporting SME’s all over Ireland.

SME Finance and Leasing Solutions Ltd

SME Finance satisfies clearly identified market need in a defined segment of the leasing market in Ireland: providing leasing for smaller ticket assets (€1,000 - €10,000), thus facilitating the capital expenditure requirements of Small to Medium Enterprises (SMEs) SME Finance provide our services to suppliers of capital goods (vendors) and offer a streamlined and highly automated application process that will significantly reduce their cost of achieving sales whilst maintaining a sound credit risk assessment process. SME Finance does not offer Lease services directly to lessees. We primarily provide finance through a nationwide network of independent equipment vendors, sales organisations and other dealer-based origination networks. While SME Finance has initially focussed on a number of key market segments and key customers, we remain flexible and will expand the areas of our service over time.

Close Brothers - Asset Finance

Close Brothers Commercial Finance specialises in injecting cash into companies throughout Ireland.  We are a leading, independent provider of invoice and asset finance and asset based lending (ABL) to both SMEs and large businesses. We can provide funding for new and used assets such as commercial vehicles, construction plant and a wide range of machinery.  Our products can also release cash from your outstanding invoices to help you achieve strategic objectives such as business growth or acquisitions and mergers, in addition to supporting your cash flow needs. We have extensive coverage throughout Ireland, with offices in Belfast, Cork, Dublin and Galway and our local teams offer specialist knowledge, fast decisions and a commitment to delivering service excellence.

Finance Ireland Leasing

Finance Ireland Leasing offers vehicle and equipment leasing options to SMEs, partnerships and sole traders. We also provide hire purchase and contract hire options for the procurement of new and used cars and commercial vehicles. Finance Ireland Leasing was the first non-bank to be approved as an on-lender for Strategic Bank Corporation of Ireland, consequently qualifying facilities can avail of reduced cost funding.

Merrion Fleet Management

Merrion Fleet Management is Ireland's largest fleet management company. We supply a totally outsourced solution for companies wishing to lease their vehicles, both passenger and light commercial. By independent we mean we are not owned by a banking institution or by a manufacturer. This means we can offer truly independent advice for companies looking to outsource their contract hire needs. We are also the only company to offer an all island solution when it comes to our customer's fleet supplying to both north and south of Ireland. Outsourcing their vehicle requirement enables SME's to take their fleet off balance sheet allowing this capital to be put to work at the core of the business's activity. Availing of all of Merrion Fleets other services (fuel cards, vehicle advice, health and safety and driver Apps) will further allow SME's to further reduce the costs of running their fleet including freeing up time currently spent on the fleet to be used on more productive areas of the business.  

Linked Finance

Linked Finance is Ireland's largest online P2P marketplace for business loans and equipment finance. Our technology offers a new and painless way for businesses to borrow money from a large group of real people. In fact nearly 10,000 members of the public have already registered on Linked Finance to lend money and support Irish SME's. We offer unsecured loans from €5,000 to €100,000. Our application process is painless and can be completed in less than 8 hours.

Bluestone Finance Ireland


Bluestone aim to work directly with customers who are finding it difficult to get motor and commercial finance. Our personal approach helps us to fully understand the real circumstance which may be affecting a credit rating.

Bluestone offers a refreshing non-banking approach for both consumers and businesses and we work with borrowers whose needs are being poorly serviced by a traditional lending approach.

We promise to treat customers as individuals and make decisions based on their unique circumstances which mean we can help more people. Working with a trusted base of local motor dealers and finance brokers, we determine the rental amount so that you are only ever offered a realistic, based on your current financial situation.


Bridge & York Capital Partners

Bridge & York Capital Partners have entered into the Irish Leasing Market with its own asset finance fund (Industrial Finance & Leasing Ltd) and has exclusive access to a number of additional specialist lease funders which provide new forms of business funding to SMEs to support their business investment and expansion. B&YCP operates in a wide range of industries including renewable energy and energy storage, food, manufacturing, engineering and construction. B&YCP works closely with customers to deliver the best possible funding solutions across all aspects of leasing, debt, ABL and equity with offices in Dublin, Belfast, process centre in Fife, Head Office in London and offices throughout the UK.

FEXCO Asset Finance

FEXCO Asset Finance provides and arranges leasing and hire purchase facilities for capital goods to business customers. Our offices in Limerick and Kerry mean that we can provide a nationwide service through our dedicated sales team. Our in-depth knowledge of the market ensures our team is ideally positioned to advise you on the full range of asset finance solutions to suit your business requirements. We know that asset finance has the power and flexibility to release the locked in value that your business needs to keep moving. We process all applications swiftly as we are keen to enable our clients to provide a solution that secures the assets you need; our personal service ensures a prompt response to all queries.

Trade Finance

Bibby Financial Services

Bibby Financial Services Ireland is part of the Bibby Line Group, the largest independent provider of cash flow finance globally which provides €1billion funding to over 7,000 SMEs across 50 international offices in 16 countries. Bibby Line Group employs 6,000 people globally. Bibby provides a wide range of flexible funding solutions that help Irish businesses grow and expand. The company supports SMEs by giving them access to cash tied up in invoices through invoice financing. Bibby works with clients, both new start-ups and established businesses, across all business sectors and supports almost 5,000 jobs in the Irish economy. The company employs 30 people in Ireland and is based in Sandyford, Dublin.

Convertibill

Convertibill, from Credebt Exchange, provides handsfree finance. On the one hand it pays your suppliers and on the other hand it buys your customer invoices. Unlike traditional finance providers, you decide what you need to sell in order to meet your working capital requirements. There's no need to assign the 'book debts' of the company and rarely any need for liens or personal guarantees either. It's time to break free and move away from traditional finance providers.
As a modern alternative to traditional finance models, Convertibill supports many diverse and unique businesses by providing finance on a revolving basis for contracts, stock, import, export and lending.

Crossflow Payments

Crossflow Payments offers early settlement of approved invoices; invoice by invoice, as and when required by suppliers. Our model, securing against the credit rating of the buyer, allows us to provide significantly cheaper finance to suppliers; both small suppliers and large. In 2015, Crossflow will finance > €1bn of invoices with c. €20bn invoices on the system, and many global corporates using the system to provide finance to their suppliers. Crossflow is simple and transparent - we provide a leading edge e-invoicing system free of charge to corporates and suppliers. Once approved invoices are uploaded, suppliers view individual invoices, selecting which they want next-day payment for. There is no charge to join, no minimum finance amount and no on-going charges (audit fees, booking fees, personal guarantees). Crossflow offers significant financial and efficiency savings to both large corporates and their suppliers. Crossflow Payments makes just-in-time finance ™ a reality.

Trade Team Global - Export Pre-Shipment Finance

The Export Pre-Shipment Finance (eXPF) provides funding against documentary letters of credit, where the letter of credit is the source of collateral. The eXPF is put in place for not less than 30days. The Funding Facility fee for 30 days is prorated per day for each day over the minimum 30 days up to the maximum 90 days where the eXPF matures and repaid. The finance is independent of any bank collateral or line of credit, and is self liquidating via the letter of credit. The eXPF is directly linked to the letter of credit's shipment.

Tower Trade Finance (Ireland) LTD

TTFI was established to provide Irish companies with trade finance solutions including global supplier payment solutions. TTFI are part of the Tower Trade Group, a global group of trade finance companies specialising in supply chain finance.

As one of the few providers of supply chain finance in Ireland, we know working capital is critical to all companies and TTFI have developed a suite of innovative funding solutions that can assist companies, from start-ups to established businesses, in paying suppliers.

TTFI offers considerable benefits to businesses such as:

  • A flexible, robust and efficient solution for providing trading finance or growing companies
  • Our solution does not affect, but compliments, your existing finance arrangements
  • Non-sector specific
  • Short term (up to 120 days) transaction based finance, ideal for growing companies
  • No upfront administration fees or non-utilisation penalties

Invoice Finance

Bibby Financial Services

Bibby Financial Services is an independent invoice finance provider and is currently providing cash flow funding for 7,000 businesses, handles annual client turnover of €7 billion and advances in the region of €700 million every year to help small and medium-sized firms grow and realise their potential. Our aim as an independent invoice finance company is to support the cash flow position and growth of our clients in both Ireland and overseas, something we have been doing now for over 25 years.

Close Brothers - Invoice Finance

Close Brothers Commercial Finance specialises in injecting cash into companies throughout Ireland.  We are a leading, independent provider of invoice and asset finance and asset based lending (ABL) to both SMEs and large businesses. We can provide funding for new and used assets such as commercial vehicles, construction plant and a wide range of machinery.  Our products can also release cash from your outstanding invoices to help you achieve strategic objectives such as business growth or acquisitions and mergers, in addition to supporting your cash flow needs. We have extensive coverage throughout Ireland, with offices in Belfast, Cork, Dublin and Galway and our local teams offer specialist knowledge, fast decisions and a commitment to delivering service excellence.

Grenke

The GRENKE Group is independent of vendors and banks and holds a leading market position in Europe in the field of small-ticket IT leasing for products such as laptops, copiers, printers, software and much more. The GRENKE Group operates in 29 countries and has been present in Ireland for more than 10 years. Leasing remains our core business. We know what is important to SME's; personal advice and assistance, tailor-made financing and simple, easy to understand paperwork. With regional offices local to you, when it comes to leasing – we are committed to supporting SME’s all over Ireland.

Invoice Trading

Aztec Finance

Aztec Money is an open access global marketplace offering Export Trade Finance that YOU control. The first marketplace for export trade receivables and invoices with immediate access to cash on the terms YOU choose. Aztec Money is the easiest, fastest and most secure way to access financing for your business without using Factoring, Bank loans or Letter-of-Credit. Simply register and start selling your invoices on terms you choose and watch bidders compete to buy your invoices. We support your business globally for all goods and services invoices. Your Business. Your Exports. Your Aztec Money.

Convertbill

Convertibill, from Credebt Exchange, provides handsfree finance. On the one hand it pays your suppliers and on the other hand it buys your customer invoices. Unlike traditional finance providers, you decide what you need to sell in order to meet your working capital requirements. There's no need to assign the 'book debts' of the company and rarely any need for liens or personal guarantees either. It's time to break free and move away from traditional finance providers.
As a modern alternative to traditional finance models, Convertibill supports many diverse and unique businesses by providing finance on a revolving basis for contracts, stock, import, export and lending.

InvoiceFair

InvoiceFair is an online invoice trading platform where progressive companies can sell their single invoices to generate cash in as little as 24 hours. InvoiceFair enables companies to gain fast access to highly competitive and flexible working capital finance by connecting them with a range of approved investors competing to buy their invoices and so driving down their cost of finance. Companies can sell invoices and get paid immediately. No personal guarantees or debentures are required. Get access to liquidity on your terms, when you need it, without any long term contract, monthly charges or unused facility fees.

Lending

CoFunder

CoFunder is an all Ireland peer-to-peer crowdfunding lending platform, focused on providing high quality investment opportunities for funders and a fast, flexible and fair service for Borrowers. CoFunder is the only crowdfunding lending platform in Northern Ireland and also operates in the Republic of Ireland. CoFunder is the only platform on the island of Ireland to be regulated by the Financial Conduct Authority (FCA).

Finance Ireland Commercial Mortgages

Finance Ireland Commercial Mortgages offers commercial mortgage finance ranging from €0.5m to €5m for the acquisition or refinance of income producing commercial investment property. Our commercial mortgages are typically for 5 year term at leverage of up to 75% LTV, and are ideal for professional property investors, landlords, and owner occupiers of office, retail, industrial, and other mixed use properties. We pride ourselves on fast decisions and delivery.

Grid Finance

Do you need to raise €75,000 with a flexible loan term and at an ultra-low interest rate? If so, get on the GRID now where business owners apply online and decide what type of loan they want. The GRID credit team checks each business within 48 hours after which your business goes live on the GRID for lenders to review. The finance is raised from the GRID’s pool of lenders who want to earn a return on their money and support great Irish businesses. If you are a cash-generating business that wants to grow then get in touch now.

Linked Finance

Linked Finance is Ireland's largest online P2P marketplace for business loans and equipment finance. Our technology offers a new and painless way for businesses to borrow money from a large group of real people. In fact nearly 10,000 members of the public have already registered on Linked Finance to lend money and support Irish SME's. We offer unsecured loans from €5,000 to €100,000. Our application process is painless and can be completed in less than 8 hours.

Equity

Renatus Capital Partner

Renatus are focusing on investing medium sized SMEs with earnings of >€500k with growth potential. Renatus' typical investment cheque is €1-3m for businesses typically worth €3-10m.  Renatus generally write an equity cheque alongside Senior Debt for MBOs, MBIs or businesses buying other businesses. Renatus bring with a wealth of experience through its Investor network and it's executive team that should help an SME think strategically and maximise its growth potential. 

Contact Us

IFPI
Unit 34,
Tower Design Center,
Grand Canal Quay
Dublin 2
Rep. of Ireland
[email protected]